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POLARIS WORLD
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0800 183 0733
 

 

 

Mortgages

 

Especially designed for non-residents who require larger mortgages for their Polaris World home, competitive products to help you buy your Polaris World property with the option of "interest only" payments.
Obtain an "in principle" mortgage offer within 48 hours.
Advantages

  • The repayment term can be as long as 40 years
  • We finance up to 80% of the valuation of the property
  • Possibility to borrow 100% of purchase price (subject to valuation)
  • Choose from full term Interest Only or full term Capital Repayment
  • Facility to make partial repayments without penalty
  • High affordability ratio

Other Benefits

  • Free access to Telephone and Internet Banking services in English
  • Account facility with free money transfers from UK to Spain and no maintenance fees
  • Monthly statement in English

Please complete our online form for further information.
Mortgage Type
Purpose
Interest Rate
Term
Loan Value

Repayment
Purchase
Euribor + 0.75%
25 Years
Up to 70%

Repayment
Purchase
Euribor + 1%
25 Years
Up to 80%

Interest Only
Purchase
Euribor + 1%
25 Years
Up to 70%

Interest only
Purchase
Euribor + 1.25%
25 Years
Up to 80%

Please complete our brief online form for a no-obligation mortgage quotation.

Examples:

Jardines 3 bed / 1 bath apartment €142,300 at 70% = €99,610 with monthly repayments at current rates on Interest Only €444 or Capital Repayment €594 over a 25 year term.

Mar menor (Rondela) 2 bed / 2 bath villa €291,060 at 80% = €232,848 with monthly repayments at current rates on Interest Only €1,055 or Capital Repayment €1,425 over a 25 year term.

Mortgage product with 3.50% Cashback  
(Redeemable in full within first 5 years if mortgage is repaid)
Tracker - 3 month Euribor + 1.40%,
65% Loan to value
Term 5-40 years (max age 75/80)
Capital repayment or interest only for the full term
1.00% arrangement fee (can be added to the loan)

 

 
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